Our Mortgage Journey - Taking The First Step
So myself and Dean are finally in a position to (hopefully!) buy our own house! We have been saving for two years now and are at the point where we have a decent deposit together. We made a (free) appointment with a mortgage broker just to get the ball rolling, and here's how we got on.... Up until the meeting, I was completely clueless as how to even go about getting a mortgage. They should really teach you this in school! So I want to share my experience from the very start of the process, right to the end, so you know what to expect and what to prepare for. To keep a timeline on things, this all started on January 21st 2017 with a meeting with a mortgage broker. Killian, our broker had asked us to bring the following documents: P60 - This is the form you get from your employer at the end of the year to show how much you earned that year. I only brought in my P60 for 2016 but you may need to show previous years as well. The last three months payslips - Just to show proof of you